Whether you’re paying off your student loans or starting a college fund, saving up for your first home or adding to your retirement cushion, we can help. Your retirement benefits are a valuable part of your compensation, so take the time to consider your options carefully. To register, we suggest you first log into the LMS system, and then proceed to the course catalog (see links below) in order to register for each session you wish to attend. You must be registered to receive the Zoom lin

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Virtue Wealth Management is a trusted, fee-only fiduciary financial advisor in Santa Clarita, CA. Through the highs & lows of markets and global shifts, we've always had the peace of mind knowing that EPW has our best interests in view and protects our investments with our long-term retirement plans in mind."1 The entire team consistently provides detailed explanations based on the depth of their knowledge with the financial markets."1 I could not be happier with EP and honestly recommend to anyone looking for an investing partner to at least meet w the local team."5 I have 100% confidence that my advisors at EP Wealth have my best interests at the forefront of all decisions made."3 We appreciate the experience, the honesty, and the clear communication..."7
People who have a plan and are moving towards their CA for families goals feel less stress and financial worry. We feel truly fortunate to have come across his information! I’ve learned so much from him and the financial plan he prepared for our family, and it’s made a real difference in how I manage my personal finances. His responsiveness and clarity made the entire process feel smooth and stress-free. Their approach is tailored to fit my unique personal and financial goals, making the process not only manageable but also empowering. Erick and his team provided me with a personalized financial plan that has kept me on track towards achieving financial freedom.
Fee Structure: Opt for Fee-Based Compensation
That fee comes out of your account so you won’t have to come out of pocket to pay it. We charge a small annual fee to design and manage your investment account for you. This structure removes conflicts of interest and allows us to focus entirely on helping you pursue your financial and life goals with objective advice. And in no time, you’ll be telling others (and maybe even doing some bragging). We would be Yoda helping you (Luke) find your way (to your financial goals). I've been working one-on-one with individuals and families to pursue their most important financial goals since 200


Now that you have your trustee CA for families and beneficiaries for your trust, think about how you want the assets and the income from the assets distributed. However, like with your trustee, you can name anyone as a beneficiary. People often choose to name more than one beneficiary, with each receiving specific asset


"EP Wealth provides the guidance and support to execute our financial goals. Not only does she deliver excellent results, but she is always accessible when I need help or have questions."23 "He is always available to us if we have questions or concerns. "His remarkable talent lies in his uncanny ability to comprehend and adapt our portfolio to align with our evolving financial goals, both in the near term and the long term."25 We are a fairly young family, but we look forward to many years ahead working with Megan and the team at EP."31 "In an age of increasing automation, it's a gift to get to work with a responsive CA for families team who understands our unique need


As you acquire new assets throughout your lifetime, be sure to transfer them to your trust. For example, say you need to change your house deed so it lists you, the trustee, as the owner. If you are the trustee of your trust, you still need to change deeds and titles to name you as the owner in your capacity as trustee. Once you sign your trust document, you need to transfer ownership of your property to this legal entit


Even if you haven’t decided exactly when you’ll be ready to retire, it’s important to start preparing as soon as possible. Read more about different rules that may apply to your retirement benefits. (If you’re eligible, you’ll receive a Retirement Benefits Decision GuidePDF in the mail.) The sooner you enroll, the sooner you start receiving UC contributions and/or service credit. Each session requires individual registration. This presentation will help you understand CA for families your retirement benefits and the steps to retire from UC. These and many other questions should be considered several years prior to retirement in order to ensure a successful retiremen


While California recognizes traditional written wills and living trusts, the state has not adopted electronic wills — and for good reason. After the grantor’s death, both types of trusts can include spendthrift provisions to protect beneficiaries’ inheritances from their creditors. When the grantor of a revocable living trust dies, the trust becomes irrevocable. A revocable living trust can be amended or completely revoked at any time during your lifetime, as long as you are mentally competen